Private Disability Insurance Claims
If you own your own business or choose to purchase private disability insurance, you understand what it means to take a risk. This is why you purchase long-term disability insurance. If you were involved in an accident or get an illness that made it impossible for you to work, you need to know that you and your family will be protected.
While many people obtain long-term disability insurance through their employers, a large number of people, such as business owners and high-income professionals purchase this coverage, or buy supplemental coverage, through non-employer-sponsored plans.
The very fact that you are filing a long-term disability insurance claim means that you are in a very stressful situation. If your claim is delayed or denied, it only adds to your distress. If your legitimate disability insurance claim has been denied, you have the right to appeal.
At Galine, Frye, Fitting & Frangos we help people throughout the greater San Francisco Bay Area contest denied health insurance and long-term disability insurance claims. We also help those with employer-sponsored disability insurance plans.
Contact us today to schedule a free consultation about your legal options.Investigating the Reason Your Disability Claim Was Denied
When an insurance company has denied your claim, our attorneys will investigate the contents of your policy to determine the reason for the denial and any reason it should be reversed. An insurance company may also be liable for punitive damages if it denies your claim.
Our firm is experienced in insurance litigation, and we never back down from insurance companies. To help our clients prove the legitimacy of their disability claims, we often seek out second opinion from medical experts or other experts in the area. Our clients and attorneys work together, forming a partnership to investigate, gather evidence, and prepare the case for trial.
If your insurance provider requires additional proof, forms or documents, we will work with you to supply it. If their requirements are unreasonable, we may be able to show that the insurance company is acting in bad faith. If they are, you may be entitled to seek punitive damages.Contact Us for a Free Initial Consultation
Contact us today to schedule a free consultation about your options if your long-term disability claim has been denied.