Helping California Residents Contest Denied Life Insurance Claims
We purchase life insurance to protect our families in case tragedy occurs. When your life insurance benefits are delayed or denied, it can put your family in an unstable financial position and add to that tragedy.
Your family should not accept the denial of legitimate life insurance claims as final. If you live in the San Francisco Bay Area, you should seek out an attorney who can challenge the insurance company and who can protect your rights as a policyholder.
At the San Mateo law firm of Galine, Fitting & Frye, we help people throughout the San Francisco Bay Area stand up to big life insurance companies and fight for what they are rightfully owed. We help those who bought their life insurance on their own, as well as those with employer-sponsored life insurance plans. If your life insurance claim has been denied, contact us by calling (650) 345-8484 today to schedule a free consultation.
How We Can Help You Appeal Your Denied Life Insurance Claim
Insurance companies are businesses. If there is a legitimate way to avoid paying a life insurance claim, it increases their profits. Even if you paid your premiums in a timely fashion and your family’s claim is legitimate, some insurance companies still seek to avoid payment, using a number of tactics, including:
- Claiming you misrepresented your health history when you applied for and bought the policy
- Arguing that the policyholder’s death was not accidental
- Attempting to prove that there is a disagreement about who the intended beneficiary is supposed to be
Although most insurance adjusters likely raise these claims legitimately, some insurance companies deny legitimate claims in bad faith. If we can show that to be true, we can seek punitive damages against the insurer. Will can also ask the court to award compensation for your emotional distress, as well as payment of your attorneys’ fees and court costs.
If allegations of misrepresentation, rightful beneficiaries or other issues are raised, our San Mateo life insurance denial lawyers will work with you to gather evidence and present a powerful case.
For example, we may investigate to determine if your San Mateo private life insurance claim denial came because your insurance broker or agent misrepresented aspects of your policy when it was sold to you. We may also look for improper policy exclusions that seek to allow the company to deny essentially legitimate claims.
We encourage our clients to work in partnership with us and remain actively involved every step of the way. We believe open communication can help propel a fair outcome and informed decision making.
Contact Us for a Free Initial Consultation
Our firm is here to stand with you. We never back down from insurance companies, even if it means exposing their wrongdoing in open court. Contact us today for a free consultation and case evaluation.